Posts Tagged ‘US Travel Insurance Association’

USTIA Video Spotlights People Who Transport Critically Ill Travelers

October 15, 2013

The US Travel Insurance Association has produced a short video, “Why We Do What We Do,” interviewing the people who help care for and transport critically ill travelers.  These dedicated people–from a nurse escort to a pilot and medical flight director–fly to all corners of the globe to transport seriously ill or injured travelers who require medical evacuation.

“A lot of the flying we do is not during normal business hours,” but “getting to help people makes getting out of bed at 2:30 a.m. worthwhile,” says Greg Calkins, a pilot on a medical evacuation plane.

Many travel insurance policies cover medical evacuation, which can run as high as a hundred  thousand dollars.  These policies also offer a 24-hour assistance hotline.

Depending on the situation and destination, once a medical emergency occurs and the hotline is contacted, the assistance service jumps into action.  Specially trained personnel may help locate the nearest appropriate medical facility, and help coordinate care with the treating physician, including arranging for the most optimal medical transportation when needed.  In some cases, a medically-equipped plane may be required to transport a critically ill or injured traveler.

The assistance service also helps notify family, and works with the traveler’s physician at home to provide the treating hospital with information, such as prescriptions, special medical conditions, etc.   And, when needed, the 24-hour hotline service can arrange for a medical escort in order to assure that the patient arrives home safely.

To meet the people who save travelers’ lives, and learn why they do what they do, visit UStiA’s YouTube Channel, USTravelInsurance.

For more information and a list of UStiA member companies, visit www.ustia.org.

UStiA also sponsors TRIP (Travel Responsibly, Informed, and Protected), a consumer advocacy web site with helpful information including timely tips on travel, health, safety, and security. Visit www.TRIP.ustia.org

UStiA is a non-profit association of insurance carriers and allied businesses involved in the development, administration and marketing of travel insurance and assistance. Travel insurance and assistance services are available from travel agencies, airlines, tour operators, hotels and resorts, and insurance brokers, as well as through the Internet

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Be Prepared for Hurricanes and other Unforeseen Events, advises US Travel Insurance Association

September 15, 2011

As the nation recovers from Hurricanes Irene and and Lee, and braces for the possibility of other potential storms in the final weeks of the 2011 hurricane season, the US Travel Insurance Association offers advice to help travelers avoid financial loss and be prepared for developing weather emergencies.

As with Hurricane Irene and other storms, the following situations can occur:

  • You miss your pre-paid cruise, tour or hotel stay because air travel or other transportation has come to a standstill.
  •  You must cancel, reroute or reschedule your trip because your destination is affected and hotels are non-operational.
  • Your return home is delayed by hours or days and you must pay for additional hotel accommodations at your destination until the storm or flooding abates and your flight can be rescheduled.
  • You’re stranded at a destination in the path of a hurricane and need to be evacuated or to have alternate travel arrangements made.

In each of these real-life hurricane and storm situations travel insurance can make a positive difference.

  • Financial: Travel insurance can reimburse you for nonrefundable payments if you have to cancel or interrupt your trip due to a hurricane or other weather-related event. Most comprehensive travel insurance policies will also reimburse up to a set amount for hotel accommodations, meals and incidentals if your travel is delayed beyond a certain period of time (usually 6 hours or more).
  • Assistance: Most travel insurance providers include a 24-hour hotline for travel and travel medical assistance services. These services can include emergency travel arrangements to help evacuate you from an area that is in the path of a hurricane or other natural disaster, help make alternative plans such as finding and booking a hotel, rescheduling flights, and accessing other needed assistance.
  • Medical: In case you become ill or are injured during your trip, a comprehensive travel insurance policy will help reimburse medical expenses, locate and arrange appropriate medical care, plus arrange and pay for needed medical transportation including private air ambulance evacuation, if needed.

Be Prepared

To gain the most benefit from travel insurance, UStiA advises travelers:

  •  Purchase your travel insurance policy when you pay for your trip. Travel insurance plans exclude coverage once a hurricane or tropical storm becomes a named event. Most travel insurance policies will also waive the exclusion for pre-existing medical conditions if the policy is purchased within a specified period of time (usually 14 – 21 days) after initial trip payment.
  • Keep all receipts and a copy of your itinerary in the event you need to file a claim.
  • Read your travel insurance policy and be sure you understand what is and what is not covered. If you feel the policy does not meet your needs, the premium cost is usually refunded within a defined grace period.

For more information and a list of UStiA member companies, visit http://www.ustia.org. UStiA also sponsors TRIP (Travel Responsibly, Informed, and Protected), a consumer advocacy web site with helpful information including timely tips on travel, health, safety, and security. Visit www.TRIP.ustia.org.

About UStiA

UStiA promotes fairness, integrity, and a commitment to excellence in the travel insurance industry. With a mission to educate the public on travel insurance while maintaining high industry standards, UStiA is a non-profit association of insurance carriers and allied businesses involved in the development, administration and marketing of travel insurance and assistance. Travel insurance and assistance services are available from travel agencies, airlines, tour operators, hotels and resorts, and insurance brokers, as well as through the Internet.

 

For more travel features, visit:

www.travelwritersmagazine.com/TravelFeaturesSyndicate

www.examiner.com/eclectic-travel-in-national/karen-rubin