Posts Tagged ‘travel insurance’

Travel Insurance Company Warns of Widespread Disruptions as Florida, Caribbean Prepare for Hurricane Irma

September 5, 2017

weather-hurricane irma

MIAMI, FL (Sept. 5, 2017) – As Houston continues to recover from the devastation caused by Hurricane Harvey, another potentially life-threatening storm is churning east of the Caribbean with a trajectory that will likely reach Florida by the end of the week, according to APRIL Travel Protection. Hurricane Irma (NASA satellite view of developing storm pictured) has recently been upgraded to Category 5.

“While it’s still too early to tell what kind of impact Hurricane Irma will have on the U.S. mainland, the storm is on a direct path for the Caribbean with islands in the northeast region from Puerto Rico to Antigua and Barbuda in its crosshairs,” said Jason Schreier, CEO for the Miami-based U.S. division of 29-year-old APRIL Group.

Policyholders who purchased travel insurance from APRIL for an affected destination before the storm was named on Aug. 30 are eligible for trip cancellation. Additionally, policyholders currently on vacation in affected areas may be eligible for trip interruption and evacuation benefits under APRIL’s flagship “Stress Less” Benefits which utilize instant adjudication to bypass the claims process for applicable inconveniences.

A ground-breaking feature first introduced to the U.S. market by APRIL, ‘Stress Less’ Benefits allow policyholders to enjoy their vacation without having to worry about out-of-pocket expenses in an emergency caused by severe weather, natural disasters or a wide range of potential issues including injury, sickness, death, job loss or relocation, military duty, terrorism, strikes, supplier default and more. “This means you don’t have to pay out of pocket, endure a ton of paperwork and then wait months to find out how much your policy will actually cover,” explained Schreier.

“Though Hurricane Harvey was only a tropical storm when it traversed the Caribbean, the proximity of these storms lends credence to some of the dire predictions made by forecasters for the 2017 hurricane season, which may stretch into November this year,” noted Schreier.

Earlier this year, Global Weather Oscillations, which is known for its reliability with an impressive 87% accuracy, predicted that the “2017 Atlantic hurricane season will be the most dangerous in 12 years.”

APRIL Travel Protection is owned by APRIL, an international group with 45 operational companies in more than 40 different countries.  APRIL is listed on Euronext Stock Exchange and has yearly sales of more than $1.1 billion.

With Insurance Made Easy as it guiding principle, the APRIL Global Assistance Network benefits from an extensive organizational structure servicing more than six million policyholders worldwide.

The company’s U.S. division is supported by American Modern Insurance Group (an AM Best A+ rated carrier) as its preferred underwriter and is headquartered at 11900 Biscayne Blvd. Suite 600, Miami, FL, 33181. Visit www.AprilTravelProtection.com to learn more.

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Travel Insurance Company Promotes Cancel For Any Reason Coverage in Wake of Terrorism Concerns

August 17, 2016

MIAMI – With the events which took place in Paris, Brusssels, Nice, Thailand and other destinations, travelers struggle to balance their vital interest in cultural enrichment and world experiences with common sense precautions to safeguard themselves, their families and their investments.  April Travel Protection, a travel insurance company, is attempting to educate Americans on the ins and outs of travel insurance to help travelers understand what is and what isn’t covered under various policies.

“In many cases, travelers purchase insurance policies with certain expectations only to find out their policy does not afford the protection they initially believed,” said Jason Schreier, CEO of APRIL USA. “Unfortunately, many travel insurance policies are not very clear about the precise circumstances in which coverage is triggered, and policyholders often fail to read or have difficulty comprehending the fine print.”

As an industry standard, travel insurance does not include “fear of traveling” based on terror threats. Terrorism is only covered in cases where an attack impacts travel plans prior to or during travel. Policies must also be purchased before the terrorism event takes place.

“This is an important distinction as it precludes trip cancellation coverage based on state department advisories, including instances where intelligence agencies have credible information on an impending attack,” Schreier explained.

APRIL’s philosophy is to provide easy-to-understand agreements in order to help prospective policyholders choose the right options for their specific needs. And while the company’s forward-thinking policies are among the most comprehensive in the industry, Cancel For Any Reason (CFAR) coverage provides the ultimate peace of mind for travelers concerned about planning travel in an era complicated by terrorism.

CFAR provides the ultimate protection as it places the decision of trip cancellation squarely in policyholders’ hands. One’s reasoning behind the cancellation request-whether it be fear of terrorism, Zika infection or simple buyers’ remorse-is left to their own discretion.

“Most insurance companies charge an arm and a leg for CFAR coverage,” said Schreier. “We make CFAR reasonable and affordable in our VIP plan.”

The typical standard for CFAR coverage options practiced by the majority of travel insurance companies is a 45% or 50% surcharge on top of the total policy cost. For example, a 55-year-old insuring a $10,000 trip would incur an additional charge of $315 to $350 on top of the base policy premium. Comparatively, the cost for CFAR on APRIL’s VIP Plan is only $60-a flat charge that does not increase regardless of the trip cost or the age of the policyholder.

“There are so many ‘unknown’ events that cannot be predicted, and of course, sickness or a broken leg are significantly more likely than a terrorist attack, but shouldn’t we cover it all just in case? This is the reasoning behind CFAR and is why it affords the most comprehensive coverage available,” explains Schreier.

Additionally, all policies sold by APRIL and its partners feature “instant adjudication” at the core of APRIL’s signature ‘Stress Less’ Benefits-a ground-breaking feature which allows policyholders to enjoy their vacation without having to worry about out-of-pocket expenses in an emergency.

The first insurance company to provide this progressive benefit to U.S. policyholders, APRIL offers instant adjudication for a wide range of potential inconveniences that can’t be predicted in advance, including emergency medical coverage up to $250,000 (with no deductible), trip interruption covering up to 150% of your trip’s cost, and evacuation benefits up to $500,000. Cancellations are eligible for reimbursement of 100% of their trip costs for situations including injury, sickness, death, job loss or relocation, supplier default, weather, natural disasters, terrorism, military duty, strikes and more.

APRIL’s takes a pro-active approach that keeps up with travelers’ evolving needs with a multi-lingual team and 24/7 toll-free access from most destinations as well as other convenient support channels from Skype to texting, email and live chat. APRIL claims to be the first company to pioneer these support methods for American travelers.

APRIL Travel Protection is owned by APRIL, an international group with 45 operational companies in more than 40 different countries.  APRIL is listed on Euronext Stock Exchange and has yearly sales of more than $1.1 billion.

The company’s U.S. division is supported by American Modern Insurance Group (an AM Best A+ rated carrier) as its preferred underwriter and is headquartered at 11900 Biscayne Blvd. Suite 600, Miami, FL, 33181.

Visit www.AprilTravelProtection.com to learn more.
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USTIA Video Spotlights People Who Transport Critically Ill Travelers

October 15, 2013

The US Travel Insurance Association has produced a short video, “Why We Do What We Do,” interviewing the people who help care for and transport critically ill travelers.  These dedicated people–from a nurse escort to a pilot and medical flight director–fly to all corners of the globe to transport seriously ill or injured travelers who require medical evacuation.

“A lot of the flying we do is not during normal business hours,” but “getting to help people makes getting out of bed at 2:30 a.m. worthwhile,” says Greg Calkins, a pilot on a medical evacuation plane.

Many travel insurance policies cover medical evacuation, which can run as high as a hundred  thousand dollars.  These policies also offer a 24-hour assistance hotline.

Depending on the situation and destination, once a medical emergency occurs and the hotline is contacted, the assistance service jumps into action.  Specially trained personnel may help locate the nearest appropriate medical facility, and help coordinate care with the treating physician, including arranging for the most optimal medical transportation when needed.  In some cases, a medically-equipped plane may be required to transport a critically ill or injured traveler.

The assistance service also helps notify family, and works with the traveler’s physician at home to provide the treating hospital with information, such as prescriptions, special medical conditions, etc.   And, when needed, the 24-hour hotline service can arrange for a medical escort in order to assure that the patient arrives home safely.

To meet the people who save travelers’ lives, and learn why they do what they do, visit UStiA’s YouTube Channel, USTravelInsurance.

For more information and a list of UStiA member companies, visit www.ustia.org.

UStiA also sponsors TRIP (Travel Responsibly, Informed, and Protected), a consumer advocacy web site with helpful information including timely tips on travel, health, safety, and security. Visit www.TRIP.ustia.org

UStiA is a non-profit association of insurance carriers and allied businesses involved in the development, administration and marketing of travel insurance and assistance. Travel insurance and assistance services are available from travel agencies, airlines, tour operators, hotels and resorts, and insurance brokers, as well as through the Internet

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Be Prepared for Hurricanes and other Unforeseen Events, advises US Travel Insurance Association

September 15, 2011

As the nation recovers from Hurricanes Irene and and Lee, and braces for the possibility of other potential storms in the final weeks of the 2011 hurricane season, the US Travel Insurance Association offers advice to help travelers avoid financial loss and be prepared for developing weather emergencies.

As with Hurricane Irene and other storms, the following situations can occur:

  • You miss your pre-paid cruise, tour or hotel stay because air travel or other transportation has come to a standstill.
  •  You must cancel, reroute or reschedule your trip because your destination is affected and hotels are non-operational.
  • Your return home is delayed by hours or days and you must pay for additional hotel accommodations at your destination until the storm or flooding abates and your flight can be rescheduled.
  • You’re stranded at a destination in the path of a hurricane and need to be evacuated or to have alternate travel arrangements made.

In each of these real-life hurricane and storm situations travel insurance can make a positive difference.

  • Financial: Travel insurance can reimburse you for nonrefundable payments if you have to cancel or interrupt your trip due to a hurricane or other weather-related event. Most comprehensive travel insurance policies will also reimburse up to a set amount for hotel accommodations, meals and incidentals if your travel is delayed beyond a certain period of time (usually 6 hours or more).
  • Assistance: Most travel insurance providers include a 24-hour hotline for travel and travel medical assistance services. These services can include emergency travel arrangements to help evacuate you from an area that is in the path of a hurricane or other natural disaster, help make alternative plans such as finding and booking a hotel, rescheduling flights, and accessing other needed assistance.
  • Medical: In case you become ill or are injured during your trip, a comprehensive travel insurance policy will help reimburse medical expenses, locate and arrange appropriate medical care, plus arrange and pay for needed medical transportation including private air ambulance evacuation, if needed.

Be Prepared

To gain the most benefit from travel insurance, UStiA advises travelers:

  •  Purchase your travel insurance policy when you pay for your trip. Travel insurance plans exclude coverage once a hurricane or tropical storm becomes a named event. Most travel insurance policies will also waive the exclusion for pre-existing medical conditions if the policy is purchased within a specified period of time (usually 14 – 21 days) after initial trip payment.
  • Keep all receipts and a copy of your itinerary in the event you need to file a claim.
  • Read your travel insurance policy and be sure you understand what is and what is not covered. If you feel the policy does not meet your needs, the premium cost is usually refunded within a defined grace period.

For more information and a list of UStiA member companies, visit http://www.ustia.org. UStiA also sponsors TRIP (Travel Responsibly, Informed, and Protected), a consumer advocacy web site with helpful information including timely tips on travel, health, safety, and security. Visit www.TRIP.ustia.org.

About UStiA

UStiA promotes fairness, integrity, and a commitment to excellence in the travel insurance industry. With a mission to educate the public on travel insurance while maintaining high industry standards, UStiA is a non-profit association of insurance carriers and allied businesses involved in the development, administration and marketing of travel insurance and assistance. Travel insurance and assistance services are available from travel agencies, airlines, tour operators, hotels and resorts, and insurance brokers, as well as through the Internet.

 

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World Nomad’s 2011 Travel Writing Scholarship Contest Takes Winner On a 22-Day Work and Play Assignment in Turkey

January 24, 2011

SYDNEY, Australia:

Rough Guides and active travel company BikeHike Adventures is accepting applications from aspiring travel writers to enter an essay contest themed around travel. The winning entrant can kick start their travel writing career by going on an assignment with a Rough Guides author to Istanbul, Turkey.

Candidates, 18 and older, can be journalism students, emerging and non-professional writers or even lovers of travel looking for a career change. Applications will be accepted until the March 28, 2011 deadline.

One person will be selected to travel, all-expenses paid, to Istanbul to work with Terry Richardson, author of The Rough Guide to Istanbul, as he researches a new edition of his book.

Prior to meeting and working with Terry, the winner will enjoy total immersion into Turkish culture. BikeHike Adventures will provide a delicious buffet of multi-sport activities on their 12-Day Turkish Delight tour highlighting most of Turkey’s iconic gems. The trip includes exploring the fairytale landscape of Cappadocia by mountain bike, foot and horseback, strolling through Istanbul visiting the Blue Mosque, the Hagia Sophia, the Grand Bazaar and Palace and sea kayaking on the Mediterranean past ancient ruins.

For complete details and easy online entry please visit WorldNomads.com. Travel will take place from June 7 to June 28, 2011.

Entrants must have a high degree of proficiency in written English, be comfortable doing some travel on their own, be at least 18 years old, have a current passport and be an exceptional writer with a lust for adventure travel and a burning desire to be a professional travel writer.

To apply entrants will be asked to write a maximum 500 word travel-focused essay based on a personal experience around one of the following themes: Responsible Travel, Journey in an Unknown Culture or My Big Adventure.

The winner of the scholarship contest, along with the best entries received will be published on the WorldNomads.com website on April 28th, 2011.

About WorldNomads.com World Nomads is a travel services company that’s in the business of helping independent travelers stay safe and stress-free on the road. It provides global travel safety products (travel insurance) and services to travelers from over 150 countries around the world. From great value travel insurance, travel safety advice, language guides and free online travel journals, WorldNomads.com provides the tools to keep clients travelling safely.

All clients can donate to a community development project when purchasing travel insurance through the Footprints Charity program. WorldNomads.com is backed by a suite of strong, secure, specialist travel insurance companies. For more information visit WorldNomads.com.